Recently, I was contacted by an old friend. In fact, she was an intelligent professional who was trying to represent a friend. Well…up until then I had thought she was intelligent… The friend had sustained injuries in an accident almost 2 years prior. I received the call because they were facing a limitation date very shortly. In an attempt to save on legal fees, my old friend had been bending over backwards to supply the at-fault insurance company with information to comply with its every request. No matter what was supplied, it was never enough. Insurance companies are fabulous at helping accident victims blow past their limitation dates. They have gone so far as to book medical examinations after limitations are up—so a poor injured victim gets to a medical waiting room to be told there is no appointment…and no claim. Insurance companies are also fabulous at getting injured victims to supply information that assists the insurance companies to work against them. Remember, that company is adverse in interest to the injured victim. It does NOT have the injured victim’s best interests in mind; the goal is to minimize its own exposure to the claim.
I feel very confident assuring injured victims that they should have legal advice as early as possible. We work on contingency fees. To hire us early doesn’t cost any more, it just provides the benefit of having continually good management. After over 25 years of practice in this area, I can’t tell you how many times I have heard the remark: “I wish I would have called a lawyer instead of trying to handle it myself.” Or: “I was too worried about paying lawyer fees, but I paid for it in the end.”
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